Credit cardfraudcan destroy your credit score and have debt recovery services knocking down your door for payback.
OP immediately disputed both of the accounts on all three bureaus websites.
At this point, OP assumed she had used his SSN from his oldtaxreturns to initiate the accounts.
Unsure what to do, OP turned to Reddit for advice, which he duly followed.
OPs ex-girlfriend is on the hook for two things: credit card fraud and identity theft.
American consumers rely heavily on their plastic, supplying fraudsters with a steady stream of potential targets.
Despite the sweeping impact of credit card fraud, this crime remains somewhat misunderstood.
Financial institutions are already spending billions of dollars on cybersecurity to keep credit card systems protected.
Still, a couple of simple good habits can go a long way to keeping ones accounts secure.
According to the AARPwebsite, identity fraud cost Americans $43 billion in 2023.
For his ex, depending on state law, she could be facing a felony conviction.
Check out the results:
