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As 2023 is nearing its end, many people are rushing to make their resolutions for 2024.
Theres also a chance to get your finances in order.
One woman successfully did it in 2023.
She decided to make 2023 a no-buy year.
TikTokervomitgrocery, aka Angela Szot, shared her no-buy journey online.
To help others do the same, she shared her methods in a couple of videos.
Check them out below.
We also asked her if shes planning to continue her no-buy streak for 2024.
Read our conversation below!
And this is my exact method.
I am not a smart finance girlie.
I do not know how to use spreadsheets.
I got this $2 notebook from Walmart.
And its been my lifesaver.
I dedicate three pages to a month.
Any time I pay off something, I give it a checkmark.
Page two is my spending categories.
And you’re able to make up whatever categories you want.
But anytime I make a purchase, I write down what the total was.
And I just put it into whatever category I think it fits in.
For the third page, its just the end-of-the-month total.
So I add up all of the money from each category and put them into their finals page.
And thats the whole month.
Every single dollar I spent will have a category.
However, the positive reaction surprised her.
I had no idea so many others would connect and want to follow along for my journey.
Im a baker who works about 40 hours a week and makes just under $45k a year.
To be honest, all this feedback at once is quite overwhelming, Angela admits.
She says that making videos so late into the journey is perhaps even more impactful.
People are going to know that this method can work because Im living proof.
Angela says shell tweak her method a little bit for the new year.
My no-buy rules will stay the same and I will build in my new self-love rules around them.
My overall goal is to buy my dream home in 2025, the creator shares.
Making sacrifices and staying dedicated is not easy and the gratification wont be instantaneous.
But I promise you your mindset shifts and the gratification will become everything to you, Angela is positive.
She started noticing her spending habits and realized she wanted something to change.
I was sick of myself, and it was time to do something about it, the woman said.
And she certainly did.
Angela monitored her spending for a whole year and was able to pay off $19k in debt.
Admittedly, Angela told Buzzfeed that this was the most challenging part of her year.
The hardest part of this challenge for me is not buying trinkets and home decor.
Angela also had some advice for people who she might inspire to try something similar.
Make realistic achievable goals and come up with your plan, the woman said in an interview with Buzzfeed.
But remember that gratification isnt always instant, she also added.
Some personal finance and minimalist living bloggers have shared their experiences with the challenge before.
These included beauty products, takeout and alcohol.
He either downloaded audiobooks on his phone or used the library to check out physical ones.
Former fashion designer and Danish YouTuberSignesays her no-buy challenge changed into a low-buy challenge.
She couldnt commit to a strictly no-buy plan because her body was changing considerably after her pregnancy.
Therefore, she found that she had to buy at least 2 pieces of clothing each month.
People start prioritizing repairing their houses, furniture, and clothing.
When the next Black Friday comes around, they find themselves not wanting anything thats advertised to them.
Image credits:David Gomes (not the actual photo)
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